Compare loans & lower your interest rates

Loans may seem complicated, but Advisa makes comparing and finding the right one easy.

Free of charge

Only 1 credit report at UC

Up to 40 creditors

Just a few clicks away

The application is free!

You pay nothing to apply for a loan through Advisa.

Only one credit report

Regardless of how many offers you recieve, we only take one credit report via UC.

Up to 40 lenders

We want to make sure that you can always get the best possible offer.

Loan amount

Estimated monthly cost over 12 years

kr/mth

Would you like to refinance your loans?

Yes

Your email

Your phone number

I agree that Advisa may keep me updated on loans and credits by email, phone or text message and that Advisa may contact me for marketing purposes. I can opt out of this at any time. Read more

By submitting the application, I accept the user agreement and confirm that I have read the data policy

Safe and secure

The interest rate varies and is set individually. For an annuity loan of SEK 310 000 with a repayment time of 12 years , a nominal interest rate of % and SEK 0 in set-up / dispatch fee, the effective interest rate will be %. Total amount to pay: SEK . Monthly cost: SEK divided into payment occasions. Updated 2020-09-09. Advisa collaborates with 40 creditors. Your application will be sent to the creditors who best match your profile. Repayment time 1-20 years. Maximum interest rate is 21,99%. Interest rate spread between: 4,50% - 21,99% (Updated August 2025).

Borrowing Money Costs!

If you cannot repay the entire debt, you risk a payment notice. This can lead to difficulties in renting a home, taking out subscriptions and getting new loans. If you need to talk to someone about your finances, you can turn to the budget and debt counseling in your municipality. Contact information is available at konsumerverket.se.

What do our customers say?

Advisa collaborates with 40 creditors in Sweden

How it works

1. Fill in and submit your application

Regardless if you want to take a new loan or consolidate existing loans you start by submitting our simple form. When you click “Apply now” we will send your application to our 40 connected creditors. When the creditors have processed your application – the loan offers will show on your screen.

Please note that the creditors are “invited” to give you a loan offer based on the information you provide. Therefore, a selection of these may assess the application and then return with a possible loan proposal.

2. Choose best offer

You usually get the first answer within 1 minute. The response time varies between the creditors, but we will

notify you via SMS for each response you receive. Within 1 working day, you usually have all creditors’ answers.

When all answers have been received, choose what suits you best. If you need our help, we are available by chat and phone.

3. Sign

Now, all that remains is to sign the loan documents (digitally or by hand). In some cases, more information can be requested, it is

then clearly stated in the agreement. Shortly after you sign the loan documents, the loan is paid out.

Comparing loans with Advisa

Take the opportunity to consolidate loans and credits

If you are considering taking a new personal loan, it may also be worthwhile to take the opportunity to consolidate the new loan with your previous loans, credits or installments. Consolidated loans increase the chance of low interest rates and strengthen your creditworthiness in the long run. In addition, you do not have to bother with several invoices every month.

It has never been easier to compare loans

Through Advisa, you who want to borrow money can get several offers from many of the 40 creditors we collaborate with. After you have submitted your application, your offers are displayed directly on the screen so you can quickly and easily compare the terms from different creditors.

Safe and secure – always

Security is important to us, and one of the cornerstones of our service. That is why we use security systems and handle data with care. For your security, Advisa is under the supervision of the Swedish Financial Supervisory Authority.

Advisa has helped over 263 000 customers compare loans.

0770 - 17 50 50

Call us if you want help with your loan application of for information in an ongoing case.